L o a d i n g . . .
Xavat Dashboard
Reliable Virtual Top-Up Solution

Welcome to the World of Convenience.
Pay Bills like a Boss!!!

We are out and committed to meeting the digital needs of individuals, families, and the entire society with the best service delivery. Because we understand your needs, we have made bills and utility payments more convenient, fast, & easy.

A technology platform that offer solutions to digital needs at the best possible price without compromising quality.

We Are Reliable

Xavat is a fully optimized platform built by our creative professionals for reliability and dependability. You get 100% value for any transaction you carry with us.

We Are Automated

We use cutting-edge technology to run our services. Our delivery and wallet funding is automated, any service purchased will get delivered to you instantly.

We Are Secure

Your security is our priority! Xavat is secured by 256 bits SSL security encryption to ensure that your information is completely protected from fraud.

We Provide Awesome Services

We have structurally built an infrastructure that houses the automation of our services. Here at Xavat Pay, the interests of our customers are our top priority, so we hope you will enjoy our services as much as we enjoy making them available to you.

Airtime Top Up
Mobile Data
Bills Payment
Remita Payment

Certain things are hard πŸ˜“ but making payments shouldn't be one of them, Xavat helps you to make payments for services you enjoy at the comfort of your office or home anywhere anytime.

The experience of total convenience, fast service delivery and easy payment is just at your fingertips at anywhere at any moment.

Muhammad Abba Gana (CEO & Founder Xavat)

Rapid transactions anytime and anywhere.

Fast Service Delivery

Enjoy the fast delivery of services purchased through Xavat Pay. Our promise to you is to deliver value for every transaction made on time, every moment.

Excellent Customer Support

Our highly trained customer support agents are always available 24/7 to assist you to resolve any issues encounter with us. We provide you with multiple ways to reach us and get fast help.

Best and cheapest rates

With Xavat Pay you always get the best rates and prices on everything from airtime and data transactions and even your bill payments.


Our payments infrastructure connects directly to your favorite utility companies!

We have built our platform and business to ensure transactions get completed in the shortest time possible.

We've Got You Covered! Resell, Refer, And Earn. Enjoy easy bill payment with a fast, secure, and fully automated portal with a first-class dedicated support team. You can also refer and resell data to earn instantly.

Xavat Pay is a company founded by Muhammad Abba Gana in 2022, dedicated to bringing solutions closer to the reach of everyday individuals. By carving and staying in the niche of quality service and top-notch customer care, we have grown from being just 'Nigeria's Best Bills Payment Website' to being more. Bringing you the services you need the most such as Bill Payments and groundbreaking affordable Data Topup plans in the best way possible to serve the best customers available.

This is what our esteemed clients have to say for us

Muhammad Kamaluddeen

It seemed like this payment platform was a big scam at first because everything appeared cheaper but after using it, everything becomes so fast and wonderful. Kudos!

Muhammad Kamaluddeen
Abdullahi Njalowa

Xavat pay is one of the best payment platforms i ever encountered - Everything is automated and simple! The platform setup is easy to manage, with accurate support and follow-up service from their staff.

Abdullahi Njalowa

Our Top Trusted Partners

Save Time and Pay All, at Once. Pay for electricity, cable TV subscription, airtime, data and more - or even to a government agency. Xavat Pay is your plug!

Mobile Application

Download the Xavat Pay Mobile Application

Download our mobile application for the fastest, most convenient way to buy airtime and cheap data; pay electricity, water, cable TV subscription, remita payments, result scratch cards, and much more without hassle.

We are out and committed to meeting the digital needs of individuals, families and the entire society with the best of all VTU instant service delivery. We also help interested individuals to register as resellers or own their personal VTU website, become self employed and start to earn immediately.

Get started with Xavat in minutes!

Create an account today and enjoy endless payment opportunities. Over 1,000 + people have chosen Xavat to power the place on the web they call β€œhome” β€” join the family.

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Xavat Pay is a multi-channel consumer services platform built for convenient Airtime Recharge & Bill Payments. We offer instant recharge of Airtime, Databundle, Cable TV, Electricity Payment, Remita Payments, Scratch Cards and lot more...

Contact Us
  • Address: Shop No 208 FCE Yola Shops, Opposite Polaris Bank Nigeria Limited, Jimeta Yola, Adamawa State Nigeria.
  • +234(0) 8029812001
    +234(0) 9039016969
  • hello@xavat.net
  • +234(0) 8029812001
Copyright ©2023 Xavat Pay. All Rights Reserved To The Respected Owners. Made With By Be With Me Technologies.