Privacy Policy

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1. Introduction

Welcome to Xavat.net! Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://xavat.net/. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Xavat Pay is a subsidiary of Xavat Solutions Ltd. Xavat Solutions Limited is a leading business enterprise in ICT and internet services. The Company was founded in 2017 lately registered in 2023 with the aim of proferring solutions to unending ICT challenges encountered by people of various classes, such as students, and cyber cafe business owners, amongst others.

The enterprise is registered with the Corporate Affairs Commission (CAC) with the Registration Number RC: 7140969. All transactions in this platform are secured and well assured as we hope to serve you better. The company is located in the North East region of Nigerian (Jimeta, Adamawa State).

2. Information We Collect

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We may collect information about you in a variety of ways. The information we may collect on the Site includes:

* Your Personal Information

By registering with us we may collect and store your personal information such as email address, phone number, date of birth, full name, BVN, account details, NIN and gender. The aim of collecting your personal information is to provide you with accurate and effective services which are error free while ensuring strict adherence to CBN policies as regards customers verifications and validations. They also help us assist you timely through our support platform for unresolved issues, notifications and complaints.

For submission of requests through our website, the personal information helps us process your request timely, prevent illegal or impersonating of user information, and compare information for accuracy.

* Derivative Data

Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.

* Financial Data

Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site. We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, (Paystack, Flutterwave, Interswitch, Remita, Monnify, Safehaven MFB, VFD MFB), and you are encouraged to review their privacy policy and contact them directly for responses to your questions.

* Mobile Device Data

Device information, such as your mobile device ID, model, and manufacturer, and information about the location of your device, if you access the Site from a mobile device.

3. Use of Your Information

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Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

- Create and manage your account.

- Process your transactions and send you related information, including purchase confirmations and invoices.

- Send you technical notices, updates, security alerts, and support and administrative messages.

- Respond to your comments, questions, and requests and provide customer service.

- Monitor and analyze trends, usage, and activities in connection with our Site.

- Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

4. Disclosure of Your Information

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We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

* By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

* Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

* Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

* Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.

* Xavat Pay will not disclose personal information to any third party unless we believe that disclosure is necessary: (1) to conform to legal requirements or to resolve transaction issues requiring verification of transactions received by Xavat Pay, whether or not a response is required by applicable law.

5. Tracking Technologies

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Cookies and Web Beacons

- Our website uses "cookies" (small files placed on your hard drive) on certain of our pages to help analyze our web page flow; customize our services, promote trust and safety of user thereby restricting certain illegal activities on the webpage.

- We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. For more information on how we use cookies, please refer to our Cookie Policy.

6. Security of Personal Information

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- Your information is stored on our servers. We treat data as an asset that must be protected and use lots of tools (encryption, passwords, physical security, etc.) to protect your personal information against unauthorized access and disclosure.

- We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

7. Policy for Children

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We do not knowingly solicit information from or market to children under the age of 18. If we learn we have collected personal information from a child under age 18 without verification of parental consent, we will delete that information as quickly as possible.

8. Third Parties

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Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others, whether they are purchasers, buyers or sellers on our sites or other sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. Xavat Pay. does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.

9. Changes to This Privacy Policy

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We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

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If you have questions or comments about this Privacy Policy, please contact us at:

Email: hello@xavat.net

Whatsapp: +234(0) 8029812001

Call/SMS: +234(0) 8029812001, +234(0) 8100806588, +234(0) 7034415005

Last Update: 22th July, 2024